Text "spent $45 at the store" on WhatsApp. Monely's AI organizes everything for you.
Hello, MoniYour spending this month is 15% lower than last month. Keep it up to reach your savings goal faster.
Without opening the app. Talk to Monely on WhatsApp and it logs everything automatically.
Tools that show you the truth about your spending
A pie chart that shows how much you spend in each category. No guessing — you see in real numbers that groceries are eating 32% of your budget.
| Category | Percentage |
|---|---|
| Shopping | 32% |
| Housing | 31% |
| Food | 14% |
| Health | 9% |
| Communication | 5% |
| Transportation | 4% |
| Entertainment | 2% |
| Education | 2% |
| Other | 1% |
Set how much you want to invest and how much you can spend. Monely tells you in real time if you're on track or if you've already gone over.
Schedule recurring bills and get alerts before they're due. Rent, internet, streaming — all on autopilot.
Split expenses with housemates — equally or proportional to income. Monely calculates who owes what. No more spreadsheets.
Start free and upgrade whenever you want
"I found out I was spending $800/month on delivery just because I started logging everything via WhatsApp. A 3-word message and it's categorized. I've never been this consistent with tracking finances."
"In my first month using Monely, I realized 40% of my income was going to subscriptions and impulse buys. I canceled 6 services I wasn't even using. Already saved almost $2,000 in 3 months."
"My girlfriend and I used to argue every month about who paid for what. Now Monely calculates everything automatically based on each person's income. No more Google Sheets."
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Exclusive features that most finance apps simply don't have.
| Feature | MonelyMost Complete | Other apps |
|---|---|---|
| Log expenses via WhatsApp, without opening the app | ✓ | ✗ |
| Receipt photo becomes automatic entry with AI | ✓ | Limited |
| Expense splitting proportional to each partner's income | ✓ | ✗ |
| No ads on any plan | ✓ | ✗ |
| Import data from other apps | ✓ | ✗ |
| Available in 8 languages and over 100 currencies | ✓ | Limited |
| Your data is never sold | ✓ | ✗ |
Most finance apps live off ads or data sales. Monely lives off subscriptions. Your data remains yours, forever.
Monely is a personal finance app that helps you track income, expenses, goals and recurring transactions simply and intelligently. Available for Android and iOS.
Yes! The FREE plan is completely free and allows up to 3 accounts and 50 transactions per month. No ads and no catches.
Just connect your WhatsApp in the app and send messages like "Spent 45 dollars at the grocery store" or "Received 3000 salary". Our AI understands the message and automatically logs it with the correct category, amount and date.
Yes! With Shared Groups you can split expenses with people you live with, partners, family or friends. Each person sees the group's transactions and tracks their share.
Absolutely. We use end-to-end encryption, secure Firebase authentication, and never share your data with third parties. Your data is yours and no one else's.
Monely is available for Android (Google Play) and iOS (App Store). Your data syncs across all devices on the PRO plan.
FREE has a limit of 3 accounts and 50 transactions/month. PRO ($ 2.99/month or $ 27.99/year) offers unlimited accounts, unlimited transactions, unlimited AI WhatsApp, custom categories and cloud backup.
Monely is now available! Download now and start managing your finances with ease.
No credit card required.