FREE
Record as much as you want, at your own pace
- ✓ Unlimited records
- ✓ Unlimited bank accounts
- ✓ Custom categories
- ✓ Labels on records
- ✓ Daily insights
- ✓ Templates
- ✓ Financial goals
- ✓ Charts and reports
- ✓ Cloud backup
- ✓ Shared group, including creating your own
- ✓ NO ADS
ESSENTIAL
To start organizing your finances
or $ 24.99/year
- ✓ Everything in FREE, plus...
- ✓ Scheduled payments
- ✓ Card installment purchase
- ✓ Loan tracking
- ✓ Advanced daily insights
PRO
For those who want total control
or $ 58.99/year
- ✓ Everything in ESSENTIAL, plus...
- ✓ WhatsApp (AI) entries
- ✓ Access on your computer (web)
- ✓ Receipt attachment
FAMILY
Share with the ones you love
or $ 108.99/year
- ✓ Everything in PRO, plus...
- ✓ Up to 4 members (you plus 3)
- Prerequisite: all members must be in the same Shared Group.
What is a Shared Group?
A Shared Group is a feature that allows you and others to view and manage finances together. Perfect for couples, families or any group that wants financial transparency.
Why is it a prerequisite?
To activate the PRO license for a Family plan member, they need to be part of your Shared Group. This ensures benefits are only shared with people who are actually part of your joint financial management.
Prices for the United States, in US dollars (USD). Other countries: Brazil (BRL) · Spain (EUR) · France (EUR) · Germany (EUR) · Türkiye (TRY) · India (INR) · Indonesia (IDR)
Compare plans
| Feature | FREE | ESSENTIAL | PRO | FAMILY |
|---|---|---|---|---|
| Members included | 1 | 1 | 1 | Up to 4 |
| Records per month | Unlimited | Unlimited | Unlimited | Unlimited |
| WhatsApp (AI) entries | Not included | Not included | Unlimited | Unlimited |
| Bank accounts | Unlimited | Unlimited | Unlimited | Unlimited |
| Custom categories | ✓ | ✓ | ✓ | ✓ |
| Daily insights | ✓ | Advanced | Advanced | Advanced |
| Labels on records | ✓ | ✓ | ✓ | ✓ |
| Templates | ✓ | ✓ | ✓ | ✓ |
| Receipt attachment | Not included | Not included | ✓ | ✓ |
| Financial goals | ✓ | ✓ | ✓ | ✓ |
| Charts and reports | ✓ | ✓ | ✓ | ✓ |
| Scheduled payments | Not included | ✓ | ✓ | ✓ |
| Card installment purchase | Not included | ✓ | ✓ | ✓ |
| Loan tracking | Not included | ✓ | ✓ | ✓ |
| Light/dark theme | ✓ | ✓ | ✓ | ✓ |
| 8 languages (EN/ES/PT/FR/DE/TR/HI/ID) | ✓ | ✓ | ✓ | ✓ |
| Cloud backup | ✓ | ✓ | ✓ | ✓ |
| Cross-device sync | ✓ | ✓ | ✓ | ✓ |
| Join someone else's group | ✓ | ✓ | ✓ | ✓ |
| Create and manage your own group | ✓ | ✓ | ✓ | ✓ |
| NO ADS | ✓ | ✓ | ✓ | ✓ |
| Access on your computer (web) | Not included | Not included | ✓ | ✓ |
| View investments | ✓ | ✓ | ✓ | ✓ |
Frequently Asked Questions
Can I cancel my subscription at any time?
Yes! There's no commitment. You can cancel anytime through the app, and you'll have access to your plan until the end of your paid period.
How does payment work?
Payment is processed through Google Play Store (Android) or App Store (iPhone). You can pay with credit card or store credits.
Is my financial data secure?
Your data travels over an encrypted connection (HTTPS/TLS). You sign in with Google, Apple or a 6-digit code sent to your email, you can lock the app with biometrics or a PIN, and App Check guards against automated access. We do not sell your data and we show no ads; we share it only in the situations listed in the Privacy Policy, such as with the service providers needed to run the app.
What is the WhatsApp AI?
It's an assistant that lets you log expenses via WhatsApp message. Example: "Spent 45 dollars at the grocery store", and done, it's logged!
Can I use it on more than one device?
Yes! Your data syncs between devices on every plan, including FREE. Just sign in with the same account. Access on your computer, at web.monely.app, is for PRO and Family.
Does the FREE plan have an entry limit?
No. On FREE you record as much as you want, forever. Some features require a paid plan: scheduled payments, card installment purchases, loan tracking and advanced daily insights are in ESSENTIAL; WhatsApp (AI) entries, access on your computer and receipt attachment are in PRO. Shared groups, including creating your own, and labels on records stay free. When you tap one of those actions, the app shows the plan that unlocks it.