Choose the ideal plan for you
Start free. Upgrade whenever you want. Cancel whenever you want.
Start with a bonus of free records
Use them freely, WhatsApp included. You only pick a plan after using your bonus.
The numbers are free records to use before choosing a plan.
FREE
Record as much as you want, at your own pace
- ✓ Welcome bonus: 100 starter records (up to 500 by referring friends), with everything in PRO unlocked
- ✓ Unlimited records
- ✓ Unlimited bank accounts
- ✓ Custom categories
- ✓ Labels on records
- ✓ Daily insights
- ✓ Templates
- ✓ Financial goals
- ✓ Charts and reports
- ✓ Cloud backup
- ✓ Shared group, including creating your own
- ✓ NO ADS
ESSENTIAL
To start organizing your finances
or $ 15.99/year
- ✓ Everything in FREE, plus...
- ✓ Scheduled payments
- ✓ Card installment purchase
- ✓ Loan tracking
PRO
For those who want total control
or $ 79.90/year
- ✓ Everything in ESSENTIAL, plus...
- ✓ Advanced daily insights
- ✓ WhatsApp (AI) entries
- ✓ Access on your computer (web)
- ✓ Receipt attachment
- ✓ Investments with quote updates
FAMILY
Share with the ones you love
or $ 99.99/year
- ✓ Everything in PRO, plus...
- ✓ Up to 4 members (you plus 3)
- Prerequisite: all members must be in the same Shared Group.
What is a Shared Group?
A Shared Group is a feature that allows you and others to view and manage finances together. Perfect for couples, families or any group that wants financial transparency.
Why is it a prerequisite?
To activate the PRO license for a Family plan member, they need to be part of your Shared Group. This ensures benefits are only shared with people who are actually part of your joint financial management.
Compare plans
| Feature | FREE | ESSENTIAL | PRO | FAMILY |
|---|---|---|---|---|
| Members included | 1 | 1 | 1 | Up to 4 |
| Welcome bonus with everything in PRO | 100 to 500 records | Not applicable | Not applicable | Not applicable |
| Records per month | Unlimited | Unlimited | Unlimited | Unlimited |
| WhatsApp (AI) entries | Starter bonus only | Not included | Unlimited | Unlimited |
| Bank accounts | Unlimited | Unlimited | Unlimited | Unlimited |
| Custom categories | ✓ | ✓ | ✓ | ✓ |
| Daily insights | ✓ | ✓ | Advanced | Advanced |
| Labels on records | ✓ | ✓ | ✓ | ✓ |
| Templates | ✓ | ✓ | ✓ | ✓ |
| Receipt attachment | Starter bonus only | Not included | ✓ | ✓ |
| Financial goals | ✓ | ✓ | ✓ | ✓ |
| Charts and reports | ✓ | ✓ | ✓ | ✓ |
| Scheduled payments | Starter bonus only | ✓ | ✓ | ✓ |
| Card installment purchase | Starter bonus only | ✓ | ✓ | ✓ |
| Loan tracking | Starter bonus only | ✓ | ✓ | ✓ |
| Light/dark theme | ✓ | ✓ | ✓ | ✓ |
| 8 languages (EN/ES/PT/FR/DE/TR/HI/ID) | ✓ | ✓ | ✓ | ✓ |
| Cloud backup | ✓ | ✓ | ✓ | ✓ |
| Cross-device sync | ✓ | ✓ | ✓ | ✓ |
| Join someone else's group | ✓ | ✓ | ✓ | ✓ |
| Create and manage your own group | ✓ | ✓ | ✓ | ✓ |
| NO ADS | ✓ | ✓ | ✓ | ✓ |
| Access on your computer (web) | Starter bonus only | Not included | ✓ | ✓ |
| View investments | ✓ | ✓ | ✓ | ✓ |
| Investments with quote updates | Starter bonus only | Not included | ✓ | ✓ |
Frequently Asked Questions
Can I cancel my subscription at any time?
Yes! There's no commitment. You can cancel anytime through the app, and you'll have access to your plan until the end of your paid period.
How does payment work?
Payment is processed through Google Play Store (Android) or App Store (iPhone). You can pay with credit card or store credits.
Is my financial data secure?
Absolutely. Your data is encrypted and we never share personal information with third parties. See our Privacy Policy.
What is the WhatsApp AI?
It's an assistant that lets you log expenses via WhatsApp message. Example: "Spent 45 dollars at the grocery store" - and done, it's logged!
Can I use it on more than one device?
Yes! Your data syncs between devices on every plan, including FREE. Just sign in with the same account. Access on your computer, at web.monely.app, is for PRO and Family, and for FREE while the welcome bonus lasts.
Does the FREE plan have an entry limit?
No. On FREE you record as much as you want, forever. After the welcome bonus, some features start to require a paid plan: scheduled payments, card installment purchases and loan tracking are in ESSENTIAL; advanced daily insights, WhatsApp (AI) entries, access on your computer, receipt attachment and investments with quote updates are in PRO. Shared groups, including creating your own, and labels on records stay free. When you tap one of those actions, the app shows the plan that unlocks it.