Money as a couple, without the resentment.
You agree once on how to split. Monely handles the settlement every month, with the math done and clear for both of you.
Works on Android and iPhone. Free to start.
Used by couples in over 20 countries.
The problem was never the money. It was the mental tally only one of you keeps.
Every relationship has an invisible manager. The person who remembers the rent, the groceries, who paid for what. That role is exhausting, and it almost never comes up in conversation.
The spreadsheet that lasted two months
You started out excited, with colors, tabs, formulas. By the third month, no one opened it anymore. By the fifth, the money talk was back on the couch, in the worst possible way.
"I think I paid more this month"
One remembers the groceries, the other remembers the pharmacy, and no one is sure of the total. The conversation starts friendly and ends with someone saying "never mind, forget it." Except they don't forget.
Different incomes, a 50/50 split
When one earns more than the other, splitting everything 50/50 seems practical, but it weighs on you. It weighs on the one who earns less and feels like nothing is left. It weighs on the one who earns more and feels like they carry the couple alone.
How do you want to split?
Two simple ways, chosen by the couple, adjusted whenever it makes sense. No manual math, no argument at the end of the month.
Split equally
Each group expense is split in half, or equally among all members. Best when both incomes are similar or when the couple prefers simplicity.
A $300.00 electricity bill. Each person pays $150.00.
Split by income
Each person contributes in proportion to what they earn. Whoever earns more pays a bigger share, whoever earns less pays a smaller share, always in the same proportion, no drama.
Olivia earns $6,000.00 and Liam earns $4,000.00. On a $300.00 bill, Olivia pays $180.00 and Liam pays $120.00.
The split mode can be changed at any time. If your income changed, your stage of life changed, or your agreement changed, just adjust it. The calculation is mathematical and transparent, done on the spot.
What's the couple's is clear. What's yours stays yours.
In Monely, you have your personal space and the space shared with your partner. Group expenses go into the month's tally. The rest of your financial life stays yours alone.
Sunday night doesn't have to end in silence. Monely makes clear what's fair, before the month turns over.
- Your personal expenses stay in your private space. Your partner doesn't see them.
- Only entries marked as shared go into the couple's settlement.
- Each person decides what goes into the group and what stays personal.
Three steps to ditch the spreadsheet today.
Download Monely
Install the app on your phone, create your account in under a minute.
You start from scratch, nothing to import, nothing to configure.
Invite your partner by email
Send the invite straight from the app. If they don't have Monely yet, the invite includes the full path to download and join the group.
Both of you in the same group within minutes.
Agree on how to split
Choose together: split equally or split by income. If you already have entries in the app, Monely offers to retroactively mark what was shared.
Your first settlement comes from real expenses, not estimates.
Questions couples ask before getting started.
Yes. Shared was designed for any pair or group of up to 4 people who split bills: a newly together couple, long-time partners, people living together without a romantic relationship. There's no relationship status in the app.
Each person enters their own income in the app. When an expense goes into the group, Monely calculates each person's share in the same proportion as their incomes. The calculation is purely mathematical, done locally.
No. Only the entries you mark as shared go into the group. Everything that stays in your personal space remains visible only to you.
Yes, because each person has their own account and personal space. You send the invite by email and they join the group when they create their account. The whole flow is guided.
There's a free plan that lets you start using Shared without paying anything.
No. Monely doesn't connect to banks. Entries are made manually in the app, by photographing a receipt with automatic reading, or through the integrated WhatsApp.
It works on both. One partner can be on Android and the other on iPhone, with no loss of features. The group is the same on both platforms.
Yes. The settlement history is saved month by month. You can navigate to past months and see who paid how much to whom, with the entries that made up each settlement.
Each person owns their own account and their own personal entries. When you leave the group, past settlements are preserved in each person's history.
Yes. You leave through the app itself, with no need to contact support. The entries from the period you were part of the group remain in the history for reference.
Money with your partner can be a light subject.
It doesn't have to be the heavy Sunday-night talk, or the spreadsheet no one opens. Agree once on what's fair, and let Monely do the math. You take care of the relationship.
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